Mold spores exist all throughout our environment. However, they will only grow in areas which have a lot of water and organic matter. The interior of our homes is filled with organic matter such as flooring, furniture, walls, rugs, and carpets. Once any of these materials become wet, that is when mold will start to […]

A house fire is a disaster that no one is ever prepared to experience. After the firetrucks leave, your home likely suffers from fire and smoke damage and potentially extensive water damage from firefighting efforts.  A lifetime of memories can be destroyed by widespread fire damage, water damage, smoke damage, and loss of furnishings, appliances, […]

Sometimes there is a disagreement over the insurance company’s valuation of an insurance claim. Policyholders often think the only way to settle the dispute is to hire a lawyer. Fortunately, this is not the case. Appraisal is an alternative method. California Insurance Code requires the appraisal procedure to be contained in every policy containing fire […]