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02
Jun
Mold spores exist all throughout our environment. However, they will only grow in areas which have a lot of water and organic matter. The interior of our homes is filled with organic matter such as flooring, furniture, walls, rugs, and carpets. Once any of these materials become wet, that is when mold will start to […]
02
Jun
A house fire is a disaster that no one is ever prepared to experience. After the firetrucks leave, your home likely suffers from fire and smoke damage and potentially extensive water damage from firefighting efforts. A lifetime of memories can be destroyed by widespread fire damage, water damage, smoke damage, and loss of furnishings, appliances, […]
23
Apr
Sometimes there is a disagreement over the insurance company’s valuation of an insurance claim. Policyholders often think the only way to settle the dispute is to hire a lawyer. Fortunately, this is not the case. Appraisal is an alternative method. California Insurance Code requires the appraisal procedure to be contained in every policy containing fire […]
16
Apr
Home sweet home is the best place on earth. But what if an incident causes damage to your home or office? The insurance claims process can be overwhelming and time-consuming, so why not have a representative that advises you and provides you the positive outcome you are looking for. A public adjuster is a professional […]
16
Apr
Fire insurance is property insurance that provides coverage for loss or damage to a structure damaged or destroyed in a fire. Homeowner’s insurance usually covers fire damage but it may be capped at a rate that is less than the cost of the losses accrued, necessitating a separate fire insurance policy. It is crucial to […]
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