Loss of Use and Additional Living Expense

When damage has made your home unlivable your Loss of Use and /or Additional living Expense coverage can be used to provide Temporary Housing.

Claim Ally will assist YOU in making the best arrangements possible to meet YOUR needs while the repairs are being made to your property.
Housing

Loss of use additional living expenses

Where will you stay? Most people will be moved to a hotel for a few nights until a more permanent arrangement can be made. Claim Ally will help you with your options.

Housing options:

Rentals terms – month to month, short and long term.
Houses, Condos, Apartments, Mobile Homes and Travel Trailers
Furnished or Unfurnished options
Close proximity to the loss address in order to help maintain normalcy
Pet friendly options
Cash

Food

What will you eat? While in a hotel you will most likely be eating at restaurants a lot more. Claim Ally will help you with turning your receipts into the insurance carrier.

Mileage

Who pays for your longer commute? Your temporary stay might be a further distance away. Claim Ally will get the insurance adjuster to pay for extra mileage used.

Utilities

Do I pay for a 2nd household? While the claim and construction takes place you will most likely be paying for water, gas and electricity for your home and your current rental home. Claim Ally will assist YOU in getting money to pay for your home’s utilities.

LET US HELP!

Leave the details to us, from temporary housing to reimbursing your extra expenses. Claim Ally takes pride in our personalized service and ensures an easy transition in and out of your temporary home.