Low Settlement

Unfortunately this is a common reality for good people to get a low offer. The representative from the insurance company comes across as understanding, sympathetic, and encouraging. But when the estimate and check are presented, you now see the insurance company’s true view of your structure and possessions. To you it is a shock on why it is low. The sad part is that many people take the first offer and think it is a good deal.

What can you do when you receive Low Settlement?

If you feel your insurance settlement offer was too low, AND YOU MOST LIKELY SHOULD. You can dispute the amount.

Claim Ally will assist you to get the correct values for your loss.

We will:

1. Review your loss to see the all damages involved We will physically review your loss or review your photos and inspection reports to see where additional repairs and or replacement of items are needed.
2. Review the insurance company’s estimates for repair and or replacement. Common reasons for low settlements are estimates that are not detailed, overlooked damages, estimator’s lack of expertise, excessive depreciation, patch work compared to complete repair, cleaning compared to replacement, etc.
3. Review your policy to see if any additional coverage can be addressed. Sometimes other coverage can come into play on the claim. We will look at those possibilities. This is extremely helpful when your claim has reached its dollar limit.
4. Gather all documentation to legitimize the cost or additional work required By collecting claim letters, photos, timelines, inspection reports, item conditions, copies of standard procedures, professional reports, etc. We will be able to validate your position for a higher settlement.
5. Write a new Estimate along with supporting photos and documents. We write a new estimate reflective of the labor costs and material costs for your local area along with supporting documents. This will build the your case for additional money and increase the claim amount

This is the most effective way to turn your low settlement into a fair settlement.
There is no need to feel alone when asking for a fair settlement. Claim Ally can help. Working together we will increase your chances for success.

Our goal is to get you the most money out of your claim.

Claim Ally can Help! Call us at 844-252-4625 or visit our Contact Us page.