Natural Disasters

When natural disasters rip through your area leaving your home or business destroyed, your life is turned upside down. A team of adjusters are sent out from the insurance company to your area. They come in to write a scope of the work and estimate the costs to repair. They tell you what they are willing to pay.

Your options are to:

1. Believe them
2. Get a second opinion

If you take option 1 you will never know for sure if you were given a fair settlement?

Public Insurance Adjusters for Natural Disasters

Public Adjusters represent you as your loss consultants for the claim.

They will…

Review the policy for additional coverages
Inspect the damages looking for more damages that might not be known by you
Prepare the documents that will best represent your claim
Negotiate the claim settlement on your behalf

Conflict of Interests

The insurance company cannot fairly represent you and themselves in the claim. Even though they may be very nice over the phone or in person the adjuster does not answer to you. He/she answers to the insurance company.

They will look to see what they think they are liable to pay. THAT IS A GREY AREA which if you are not represented you could miss out on what you deserve. Understand that you have now moved from the insurance company’s income side to their expense side of their business and they are always looking to minimize their expenses.

A Smart Decision

You have poured time, energy and money into your house to make it your home. You have protected your company with an insurance policy.

In most cases a loss will happen once maybe twice to a home in a homeowner’s lifetime. The insurance claim could amount to a large sum.

If damage has occurred at your Home or business from a Natural Disaster you need to have someone to represent your side and give your answers that are not dictated to you by the insurance company’s management.

Claim Ally will represent you so that all coverages are afforded and a fair settlement is reached.