Residential Insurance Claims in California

As someone whose home incurred significant damage, you may question if your insurance will cover your loss and what is included in that coverage. Spare yourself the guesswork and receive expert advice on what you need to do by choosing Claim Ally. Our company has extensive experience handling residential insurance claims in California.

It is not enough to find your policy, make a claim, and wait for an insurance company representative to inspect your damaged home. You need someone to represent your side and help you make sense of this situation without being influenced by the insurance company’s management.

Because of what happened to your property, you have been transferred from the insurance company’s “income” side to their “expense” side. Like many businesses, the insurance company will find ways to minimize their expenses.

Conflict of Interest

The insurance company cannot fairly represent you and themselves in the residential insurance claim. They may seem nice when you talk to them over the phone or in person. However, you must realize that the adjuster answers to the insurance company, not you. They will assess what they think they can pay, but THAT IS A GREY AREA. Without proper representation, you could miss out on the compensation you deserve.

The Role of Public Insurance Adjusters

Public insurance adjusters represent you as your loss consultants for the residential insurance claim. Some of the tasks they handle include:

• Reviewing the policy for additional coverage
• Inspecting the damage and checking for more damage that you may have missed
• Preparing the documents that will best represent your claim
• Negotiating the claim settlement on your behalf

Make the Best Decision for Yourself and Your Home

After spending time, energy, and money to make your house a home, you have protected your property with an insurance policy. In some cases, a significant loss to your home will happen once or twice in your lifetime. The residential insurance claim could amount to a large sum. Choose Claim Ally to represent you so all coverage is afforded and a fair settlement is reached. Contact us today to schedule an appointment.